What are certificate master files?
Certificate master data are the central basis for the presentation and processing of structured securities such as certificates, warrants or knockouts. They shall contain all relevant information on a financial product, from the basic value to the maturity to the payment structure and the issuer.
For Banks, brokers, financial portals and many fintechs certificate master files are indispensable. Without a clean and structured database, it is not possible to correctly display or compare or analyze products.
What information does certificate master files contain?
Typical certificate master files include:
- Basic value (e.g. share, index or raw material)
- Product type (e.g. bonus, discount or knock-out certificate)
- Duration and maturity
- Issued
- Currency
- Payment structure
- Features such as barriers, caps or thresholds
These data must be complete, up-to-date and consistent. Even small errors cause products to be displayed incorrectly or not calculated correctly.
Why are certificate master files so demanding?
Structured products are among the most complex financial instruments. They differ greatly in structure, logic and function.
This brings clear demands:
- Master data must be maintained continuously
- Changes must be taken quickly
- Product logics must be displayed correctly
- Key figures must be calculated regularly
Especially with large quantities of products, this becomes a challenge.
What happens without clean certificate master files?
Missing or incorrect data have a direct impact on applications and users:
- Products not comparable
- Presentations are incomplete or incorrect
- Analyses provide inaccurate results
- Users: lose confidence
Especially in the context of Depots, financial portals or Wealth management platforms is that critical. Investors:include transparent and reliable information.
Who are certificate master files relevant to?
Certificate master files are particularly important for:
- Banks and stock exchanges
- Broker and Trading Platforms
- Financial portals and media houses
- Fintechs and Wealth Management Providers
In short: everywhere where structured products presented, analysed or distributed I have to say that I have to say that I do not think that I have to do so.
What role do key figures play?
Certificate master files alone often do not suffice. A complete picture is created only by calculated key figures.
These include, for example,:
- Performance values
- Risk indicators
- Comparison number
These make it possible to better classify products and make informed decisions.
ARIVA: Specialist for certificate master data
ARIVA has been providing financial data for companies in the DACH region for over 25 years. ARIVA is one of the specialized providers, particularly in the field of certificate master data.
What ARIVA distinguishes:
- specialized teams with securities expertise
- long-term partnerships with market participants
- high data depth for structured products
- regularly calculated key figures
👉 More about our data solutions!
Practical voice from the market
“For more than 10 years, we have been working trustfully with ARIVA at the Deutsche Börse. Accessing stable and consistent certificate master data in high quality allows us to provide investors with reliable information and create added value. ‘
– Axel Schmidt, Deutsche Börse
Why certificate master data are crucial
Certificate master data are not an addition, but the basis of modern financial applications. They ensure that complex products become understandable, comparable and analysable.
Who sets quality here creates:
- better users:internal experiences
- more transparency
- and long-term trust
Test certificate master data
You want to make yourself a picture?
👉 Test our data with an example file! Simply go to our contact form and enter the message field the code ‘Test certificate master data’ leave and simply send. We’ll report to you within 24 hours.
